---
title: "Auto top-up"
description: "Top up by card automatically when the balance falls below a threshold."
---

# Auto top-up

Auto top-up charges your saved card when the balance falls below a threshold you choose.

## Turn it on

1. Make one top-up by card. That checkout saves the card.
2. Open [/settings/credits](https://plaingateway.com/settings/credits) and switch on **Auto top-up**.
3. Set **When balance falls below ($)** and **Add this amount ($)**, then press **Save**.

Switch it off in the same place.

## What happens

| State | What it means |
|---|---|
| Checking | Every minute, billing checks accounts below their threshold, and checks the balance again just before charging. |
| Pending | A charge was sent and its result is not known yet. No second charge starts while one is pending. |
| Paid | The credit is added when the card payment succeeds. |
| Declined | The attempt fails. A new attempt can start after 1 hour. |